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From My Affiliates: Fayetteville, Springdale and Rogers Arkansas home buying, real estate listings, and homes for sale in Washington County, AR

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Financing Your Home >Financing Contingencies

Standard real estate purchase agreements usually contain language that releases the purchaser from an agreement if they are unable to get financing within a specified period of time. This contingency includes a full return of the earnest money deposit. If you are buying a home, you should read the financing clause carefully and be sure that you fully understand the terms of the agreement.

You are usually required to apply for your loan promptly and to comply with requests from the lender for any documentation needed to complete the loan application. The contract will also set a time limit by which you must have loan approval. If your lender cannot meet the financing deadline and needs additional time to complete the loan, you must ask the sellers for a written extension.

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Q	What is an encumbrance against a property, which may be voluntary or involuntary?
A	There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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John K. Carpenter, REALTORŽ, real estate agent and broker for Fayetteville, Springdale and Rogers Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

John K. Carpenter
RE/MAX Associates
4285 N Shiloh
Fayetteville, AR. 72703
Phone: 479-684-5757
Fax: 479-684-5741
Email: johnkcarpenter@remax.net
"Selling Northwest Arkansas One Yard At A Time" I have been privileged to provide real estate services to those buying or selling homes in this area for over 15 years. I specialize in representing my clients in the purchases and sales of Single-Family Residences, New Construction, and Residential Lots within the cities of Fayetteville, Springdale, Rogers and Bentonville. Please contact me if I can provide any further information on any property listed here, or if I can help locate the home of your dreams!

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